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Property Management Blog

How You Can Save As a Renter?

Phyllis Portie-Ascott - Wednesday, February 12, 2014

MSN Real Estate composed a list of four reasons that you as a tenant may be able to save on your rent.  The first reason on this list is because the property is priced higher than comparable units in the area.  The second reason would be if you are an excellent tenant that has an excellent payment history.  With this reason, the landlord may also consider your credit score and your payment history with other bills.  You can also take it a step further by having your monthly rent automatically drafted from your account the first of every month.  The third reason offered by MSN Real Estate is if you are able to pay your rent a few months in advance.  Finally, they suggest working for your discount.  If the property has any maintenance that needs to be done, offer to fix up the property at your own expense and negotiate with the property owner to reduce your rent.  If all else fails, MSN Real Estate suggest that you find a roommate to help absorb the cost; downsize to a smaller living quarter; and conserve on your utilities.



Foreclosure Down in Durham

Phyllis Portie-Ascott - Wednesday, February 05, 2014

In January of 2014, the Hearld Sun did an article reporting that the foreclosure rate in Durham had decreased in 2013.  Foreclosures were down by 20 percent in 2013, the lowest it had been since 2002 in the county of Durham.  Overall, foreclosure filings were down 18 percent compared to the 2012 filings in North Carolina; the lowest it has been since 2005.  According to this article, this decease in filings may be reflected through less distressed properties being put up for foreclosure and investors willing to pay cash for certain properties on the auction block.  This decrease in foreclosure filings reflects a growing property market and a positive trend. 


5 Things You Should Never Put on a Credit Card

Phyllis Portie-Ascott - Thursday, December 05, 2013
Credit.com compiled a list of five things they suggest to never pay using your credit card: college tuition, taxes, a big wedding, vacation, and medical expenses.  They argued that credit cards are powerful financial tools, but they must be used carefully to avoid accumulating serious debt.  On the other hand, you cannot predict all expenses and using your credit card maybe the best payment option.  They suggest alternatives to fund each of these five items that would prevent you from accumulating ridiculously high interest rates and will not affect your credit score negatively.  Payment options range from establishing payment plans to living within your means.  The best advice that can be offered is to only charge items that you know you will be able to pay off when you receive your monthly statement.          


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